Each member of our officer team is a seasoned banker. Our progressive solutions are exemplified by our dedication to putting customers first. We know our community bank partners by name and can sit down with you face-to-face to find solutions for your bank's unique challenges.


Bruce Schriefer

Bruce Schriefer President/CEO Serving BBOK customers since 1996

Bruce's banking pursuit spans more than 40 years of leadership positions throughout the Midwest, the past 18 spent as president and CEO of BBOK. As BBOK's candid leader, Bruce focuses on ensuring the bank is a good steward of customer's trust and capital. He champions the efforts of his community bank partners through industry leadership roles, currently serving as a director of the Federal Home Loan Bank of Topeka and in various volunteer roles for ICBA, ABA, KBA and CBA.

When he's not focused on improving the community bank environment, Bruce and his wife, Lisa, spend time seeing the country, never too far from a golf course or beach.

Calvin Coady

Calvin Coady Executive Vice President Serving BBOK customers since 1998

Resilience is one of Calvin's unique talents, one that has carried him through three decades of financial industry turmoil and triumphs. As one of the youngest of seven kids, Calvin cultivated the fine art of adaptability from an early age. Today, he uses it to coach his work family as they craft solutions for bank customers. Through service on regional and national financial boards and committees, Calvin serves as a voice for Kansas banks across all segments -- ultimately benefiting customers, employees and the banking industry.

Calvin doesn't know a stranger and values his time spent with his wife, Angie, family and friends. Even his solitary motorcycle rides across Kansas become social occasions, often concluding with a meeting of the minds at a Mainstreet watering hole.

Craig Ellis

Craig Ellis Executive Vice President Serving BBOK customers since 2002

Craig's lending experience spans 36 years and numerous specialties. Building successful relationships that have positive results keeps him motivated to do what he does each day. Outside of BBOK he loves to spoil his one-year-old grandson, play golf and start a house project with no intent of finishing it.

Jay Olsen

Jay Olsen Senior Vice President Chief Credit Officer Serving BBOK customers since 1996

Jay has served the lending needs of BBOK customers for nearly two decades. Prior, he was a loan officer and branch manager from Farm Credit. Jay believes in giving each loan opportunity fair consideration. He is an avid hunter and Oklahoma State fan.

Tim Binns

Tim Binns Senior Vice President, Senior Lending Officer Serving BBOK customers since 2009

Tim is the newby of the BBOK lending team, starting in 2009. His vast lending experience before BBOK focused on commercial real estate and agribusiness. Tim says he's glad to be working alongside a team of lenders that share the same ethics and values. Tim still believes in Santa Claus, especially the ones he handcarves in his spare time.

Lisa Valentine

Lisa Valentine Senior Vice President Product Development Serving BBOK customers since 1998

Lisa excels in research, project management and operations.  She's always in exploration mode, testing a new product or technology offering to ensure BBOK remains a leading correspondent partner or simply scouting the nearest hiking or biking trail in Seattle.

Christy Simonsen

Christy Simonsen Senior Vice President Bank Card Manager Serving BBOK customers since 2007

Build a great product and an even better service team. Christy's extensive banking resume is peppered with successes because she lives this philosophy. Her relationship-focused work ethic makes her an advocate for bank customers and employees. She finds solace in the outdoors, playing golf with her husband and kids, or enjoying a motorcycle ride with just the accelerator and wind.

Michael Ray

Michael Ray Chief Financial Officer Serving BBOK customers since 1992

Ethical and faithful are two words that epitomize Mike Ray. He interprets and analyzes the financial data at BBOK, collaborating with every department to project performance and secure BBOK's position as a solid investment for Kansas banks. In addition to some pastoral duties outside the bank, Mike spends as much time as possible with his grandchildren, passing down the values he exudes.

Chris Gilbert

Chris Gilbert Chief Information Officer Serving BBOK customers since 1998

Chris has worked his way through nearly every operational area at BBOK. This unique landscape knowledge of the bank, along with his deep understanding of systems integration, gives him perspective to help BBOK operate at its best for its customers. Chris also serves as the go-to functionality guy for his wife's furniture restoration business.

Peg Baldwin

Peg Baldwin Vice President Enterprise Risk Manager Serving BBOK customers since 1997

Peg's assiduous nature keeps her turning the pages of good thriller novels. It also drives her to scrutinize the latest industry regulations. Giving BBOK customers confidence that their correspondent bank is current on compliance, drives Peg to continue studying, asking questions and implementing new procedures.

Jeanne Dailey

Jeanne Dailey Vice President Lending Serving BBOK customers since 2008

Jeanne gives an east coast flair to the country boys in the lending department. Her knack for analysis, organization and detail make her a skilled lender in all areas including commercial real estate lending. Jeanne is a golfer-in-training and enjoys tackling a course with her husband and son.

Terry Puett

Terry Puett Vice President Serving BBOK customers since 2003

Terry has hit the road for more than 30 years traveling to Kansas community banks to listen, discover and connect. Terry believes there is nothing more fun and rewarding than promoting products and services to help his friends accomplish their goals -- except maybe time spent with family at Table Rock Lake.

Mike Norris

Mike Norris Vice President Serving BBOK customers since 2014

Social interaction energizes Mike Norris. On any given morning you’ll find him inside a local coffee house, savoring the friendships more than the caffeine. Mike’s entire career has been spent in the banking industry. His desire to build relationships with bankers and link them with solutions to help them prosper makes traveling the state dually rewarding. When he’s home, you’ll find Mike connecting with his wife and kids, fraternizing on the golf course or competing on the tennis court.

Debra Schwemmer

Debra Schwemmer Vice President Management Consulting Serving BBOK customers since 2012

Deb has worked in organizational development and management consulting since 1990, spending most of her years in the financial services realm. Deb holds a bachelor's degree from Kansas State University (Go Cats!) and an MBA from Wichita State University. She is passionate about helping community banks grow their people and their bottom line results.

Cathy Gaines

Cathy Gaines Assistant Vice President Credit Administration Officer Serving BBOK customers since 2000

Accurately putting a loan together comes second nature to Cathy who's been in banking for nearly 35 years. Fast-paced and quick on her feet, Cathy can evaluate a lending operations dilemma and resolve it in record time. And she delivers the results with a customer-first attitude and genuine laugh.

Candice Jackson

Candice Jackson Assistant Vice President Electronic Banking Serving BBOK customers since 2001

Candice has made her way around the BBOK electronic banking department at all levels. She began in the wire room, working with wire transfers and ACH before becoming manager of the department. Candice is the first to fill in the gaps where needed. Spend enough time with Candice and you'll see her quiet demeanor dissolve into a quick wit and instinctive smile.

Carol Koehn

Carol Koehn Vice President Controller Serving BBOK customers since 1995

Since 1995, Carol has helped BBOK customers with their correspondent banking and investment needs. She meticulously deciphers financial and regulatory reporting, and interprets customer's portfolio accounting to ensure accurate reporting information. Discovery is Carol's passion at work, and during her off-time when she's hiking or traveling.

Grant Paitz

Grant Paitz Assistant Vice President Information Technology Manager Serving BBOK customers since 2006

Logical. Methodical. Grant is exactly the type of person you want making sure that all technology systems are running smoothly. Progress is Grant's goal when he's at work, training for a triathlon, or simply completing his latest home improvement project. He knows there is always room for enhancement and relentlessly works toward dynamic solutions.

Linda Watson

Linda Watson Assistant Vice President Money Desk Serving BBOK customers since 1999

Buoyant disposition. Amiable conversation. A listening ear. Engaging her best traits, Linda personifies the consummate customer service professional. Managing the safekeeping and Fed Funds functions at BBOK utilizes Linda's ability to uncover a customer need and implement a solution to achieve their overall goals. It's only during a Scrabble challenge that her competitive alter ego emerges.

Lisa Isham

Lisa Isham Loan Review Officer Serving BBOK customers since 2005

Lisa's calm demeanor puts BBOK customers at ease, even when she's examining their lending practices. Her poise is also apparent when she's seamlessly executing her day, completing work projects on or before deadlines, shuttling her three kids to multiple activities, or cheering on her Jayhawks to a win.

Todd Schoenhofer

Todd Schoenhofer Manager Credit Review Services Serving BBOK customers since 2003

Competitively wired, Todd knows that to play at the top of your game you have to analyze your strengths and weaknesses, address problem areas and craft a winning strategy. He approaches his job in the same manner, ultimately delivering a plan for lending success.

Vern Wasinger

Vern Wasinger Consultant and Business Development Serving BBOK customers since 1997

Our industry ambassador, Vern has been a fixture in the banking community for more than 50 years. Vern is a man of many hobbies always admiring classic cars and secluded fishing holes.


Jennifer Edens

Jennifer Edens Receptionist Serving BBOK customers since 2009

Team Enthusiast

Amanda Williams

Amanda Williams Administrative Assistant Serving BBOK customers since 2007

Impressions Director

Cheryl Warashina

Cheryl Warashina Administrative Assistant Serving BBOK customers since 1993

Insightful Historian

Bank Card

Arianna Kirk

Arianna Kirk New Accounts Representative Serving BBOK customers since 2013

Attentive Ambassador

Betty Nguyen

Betty Nguyen Operations Support Lead Serving BBOK customers since 2002

Amateur Life Coach

Joy Holden

Joy Holden Settlement/Billing Representative Serving BBOK customers since 2005

Numbers Sage

Karen Schultz

Karen Schultz Bank Card Assistant Manager Serving BBOK customers since 2008

Industry Devotee

Lea Gubitz

Lea Gubitz Bank Card Marketing Representative Serving BBOK customers since 2011

Doting Professional

Michelle Mollenkopf

Michelle Mollenkopf Operations Coordinator Serving BBOK customers since 2003

Masterful Project Maven

Paula Snider

Paula Snider Collections Manager Serving BBOK customers since 2002

Lateral Thinker

Sandy Huxman

Sandy Huxman Debit Card Specialist Serving BBOK customers since 2009

Doer Extraordinaire

Shasta Jenkins

Shasta Jenkins Customer Service Representative Serving BBOK customers since 2005

Astute Multitasker

Sherry Beard

Sherry Beard Business Card Specialist Serving BBOK customers since 2004

Inspired Leader


Ann Sathngam

Ann Sathngam Operations Supervisor Serving BBOK customers since 1999

Efficiency Seeker

Julie Lyman

Julie Lyman Safekeeping Specialist Serving BBOK customers since 2005

Intuitive Champion

Tonya Rolo

Tonya Rolo Fed Funds Specialist Serving BBOK customers since 2005

Level-Headed Multitasker


Ashley L. Smith

Ashley L. Smith Electronic Banking Assistant Serving BBOK customers since 2008

Master Juggler

Krystal Midkiff

Krystal Midkiff Electronic Banking Assistant Serving BBOK customers since 2010

Genuine Dynamo

Linda Miller

Linda Miller DDA Assistant Serving BBOK customers since 2008

Freakishly Fast and Accurate

Sharla Cook

Sharla Cook Account Manager Serving BBOK customers since 1998

Organization Fanatic

T.S. Stewart

T.S. Stewart Electronic Banking Assistant Serving BBOK customers since 2006

Composed Troubleshooter

Loan Administration

Dennis Willey

Dennis Willey Loan Document Specialist Serving BBOK customers since 2005

Conscientious Workhorse


Scott Fowler

Scott Fowler Database Programmer Serving BBOK customers since 2011

Contained Fireball

Steve Madewell

Steve Madewell Security Analyst Serving BBOK customers since 2007

Judicious Comrade

Board of Directors

Dan Coup

Dan Coup President / CEO

First National Bank


Barnabas Horton

Barnabas Horton CEO

Farmers Bank & Trust


David Herndon

David Herndon Chairman of the Board - BBOK

Executive Vice President

Community First Bank

Kansas City


Mark Keeny

Mark Keeny CEO

Citizens Bank of Kansas


John Lehman

John Lehman President / CEO

The First National Bank of Girard


Barry Linnens

Barry Linnens Chairman/ President

Cottonwood Valley Bank

Cedar Point

Brad Oakes

Brad Oakes President/CEO

FirstOak Bank


Tim Ohlde

Tim Ohlde President

Elk State Bank


Jeannette Richardson

Jeannette Richardson Vice Chairman

Prairie Bank of Kansas


Kendal Kay

Kendal Kay Vice Chairman of the Board - BBOK


Stockgrowers State Bank


Leonard Wolfe

Leonard Wolfe Chairman/President

United Bank & Trust


Patrick Walden

Patrick Walden President/CEO

Garden Plain State Bank