Our Team
Each member of our officer team is a seasoned banker. Our progressive solutions are exemplified by our dedication to putting customers first. We know our community bank partners by name and can sit down with you face-to-face to find solutions for your bank’s unique challenges.
Officers

Calvin Coady President / CEO Serving BBOK customers since 1998
Resilience is one of Calvin's unique talents, one that has carried him through three decades of financial industry turmoil and triumphs. As one of the youngest of seven kids, Calvin cultivated the fine art of adaptability from an early age. Today, he uses it to coach his work family as they craft solutions for bank customers. Through service on regional and national financial boards and committees, Calvin serves as a voice for Kansas banks across all segments -- ultimately benefiting customers, employees and the banking industry.
Calvin doesn't know a stranger and values his time spent with his wife, Angie, family and friends. Even his solitary motorcycle rides across Kansas become social occasions, often concluding with a meeting of the minds at a Mainstreet watering hole.

Craig Ellis Executive Vice President Serving BBOK customers since 2002
Craig's lending experience spans nearly four decades and numerous specialties. Building successful relationships that have positive results keeps him motivated to do what he does each day. Outside of BBOK he loves to spoil his grandchildren, play golf and start a house project with no intent of finishing it.

Teri Ginther
Executive Vice President
Chief Operating Officer
Serving BBOK customers since 2020
Scanning checks in the basement of a Western Kansas community bank, young Teri Ginther would venture upstairs to witness long lines of antsy customers. She was convinced that a little lobby rearranging and someone to be a first point of contact for customers would exponentially improve the customer experience. Her idea received lukewarm reception but Teri was unfazed, spending the following weekend moving lobby furniture to better demonstrate her grand plan. Throughout her banking career, Teri has sought unconventional solutions to shift culture, embracing change as an opportunity to create the best iteration of the bank for employees and customers.

Michael Ray Chief Financial Officer Serving BBOK customers since 1992
Ethical and faithful are two words that epitomize Mike Ray. He interprets and analyzes the financial data at BBOK, collaborating with every department to project performance and secure BBOK's position as a solid investment for Kansas banks. In addition to some pastoral duties outside the bank, Mike spends as much time as possible with his grandchildren, passing down the values he exudes.

Tim Binns
Senior Vice President
Senior Lending Officer
Serving BBOK customers since 2009
As senior lending officer, Tim has financed opportunities for BBOK banks and their customers. Tim's vast banking experience before BBOK focused on commercial real estate and agribusiness. Tim says he's glad to be working alongside a dedicated team that shares the same ethics, values and passion to deliver unwavering customer service. Tim still believes in Santa Claus, especially the ones he handcarves in his spare time.

Jen Caughron
Senior Vice President
Bank Card Manager
Serving BBOK customers since 2021
As a young child Jen’s curious mind had her constantly questioning why things were done a certain way. Her natural ability to evaluate the answers on a root level has translated into a successful career in operations, marketing and sales. Jen appreciates customers who provide actionable feedback. She believes direct communication coupled with employee and customer collaboration manifest the best outcomes.

Peg Baldwin
Senior Vice President
Enterprise Risk Manager
Serving BBOK customers since 1997
Peg's assiduous nature keeps her turning the pages of good thriller novels. It also drives her to scrutinize the latest industry regulations. Giving BBOK customers confidence that their correspondent bank is current on compliance, drives Peg to continue studying, asking questions and implementing new procedures.

Alison Clutter
Vice President
Lending
Serving BBOK customers since 2019
Alison believes in supporting the community that you live in and growing up in rural Oklahoma, she learned how banks can fill this important role. Supporting banks as they invest in their communities and seeing businesses succeed is what makes her position as a relationship manager and lender for BBOK rewarding. To relax, Alison and her family enjoy drinking coffee and watching the sun rise from the dock of their cabin.

Scott Fowler
Vice President
IT Manager
Serving BBOK customers since 2011
In the fast-paced world of bank technology, Scott knows the importance of 24/7 system availability and function. Scott is a problem-solver, not resting until issues are resolved. His experience in developing and implementing programs helps him direct his team in supporting BBOK systems like ABIL. Scott’s calm and focused demeanor turns adventurous when he steps outside the technical world. He enjoys traveling with his wife and taking on activities like net freefall, bungee jumping and indoor sky diving.

Carol Koehn
Vice President
Controller
Serving BBOK customers since 1995
Since 1995, Carol has helped BBOK customers with their correspondent banking and investment needs. She meticulously deciphers financial and regulatory reporting, and interprets customer's portfolio accounting to ensure accurate reporting information. Discovery is Carol's passion at work, and during her off-time when she's hiking or traveling.

Gregory Sacks
Vice President
Finance
Serving BBOK customers since 2021
The lessons learned by participating in childhood sports are so crucial to life beyond that Greg spends nearly all his free time at sports related activities for his five children. Following structure, overcoming challenges, learning from mistakes, and playing honestly are just a few skills Greg took from sports to his accounting profession. While he is a self-proclaimed numbers lover, what truly motivates him to excel in his career is the opportunity to coach up others along the way.

Amanda Williams
Vice President
Marketing and Brand Director
Serving BBOK customers since 2007
Creating a memorable customer experience is Amanda’s specialty. She is responsible for ensuring every interaction is meaningful and targeted. Amanda is an assertive multi-tasker who keeps projects and people moving toward common goals. Her optimistic, warm demeanor is contagious – keeping those around her focused and calm. After hours, Amanda transfers her seemingly endless energy to chasing after her two young children and husband.

Cathy Gaines
Assistant Vice President
Credit Administration Officer
Serving BBOK customers since 2000
Accurately putting a loan together comes second nature to Cathy who's been in banking for nearly 35 years. Fast-paced and quick on her feet, Cathy can evaluate a lending operations dilemma and resolve it in record time. And she delivers the results with a customer-first attitude and genuine laugh.

Nicki Gray
Assistant Vice President
Bank Card Operations Manager
Serving BBOK customers since 2015
Nicki spent hours as a kid pretending to be the office manager of her dad’s business. But it was a logics class in college, and traits like curiosity and resourcefulness, that ultimately led Nicki to her 20+ year career in management operations. The nuances of improving processes to gain efficiencies excites Nicki. She’s a detail oriented leader with a passion for helping people learn and grow. When she’s not managing BBOK’s bank card operations, she’s handling the logistics of getting her two active children to their numerous extracurricular activities.

Candice Jackson
Assistant Vice President
Electronic Banking
Serving BBOK customers since 2001
Candice has made her way around the BBOK electronic banking department at all levels. She began in the wire room, working with wire transfers and ACH before becoming manager of the department. Candice is the first to fill in the gaps where needed. Spend enough time with Candice and you'll see her quiet demeanor dissolve into a quick wit and instinctive smile.

Ann Sathngam
Assistant Vice President
Finance Operations
Serving BBOK customers since 1999
As a long-time accounting professional for BBOK, Ann enjoys applying her analytical prowess with numbers to ensure the customer’s information is accurate and readily available. Her positions in various departments throughout her career lend her knowledge and expertise to develop innovative and efficient accounting processes. She is also an Accredited ACH Professional. When Ann is not using her detailed mindset to analyze data, she is happy cultivating a variety of flowers in her garden and singing karaoke with her husband.

Karen Schultz
Assistant Vice President
Bank Card Risk Manager
Serving BBOK customers since 2008
Karen Schultz has spent the greater portion of her professional career in the credit card industry. From identifying potential risky behaviors to determining credit worthiness, her attention to detail has helped shape a robust portfolio. Her adaptability matters most in an industry evolving daily. A calculated risk-taker, Karen is always weighing potential results of decisions made before taking the leap. Her foresight helps the BBOK credit card department minimize risk, and helps banks maximize portfolio performance. Karen attends to what she values most in her off-time – her family and friends.

Todd Schoenhofer
Manager
Credit Review Services
Serving BBOK customers since 2003
Competitively wired, Todd knows that to play at the top of your game you have to analyze your strengths and weaknesses, address problem areas and craft a winning strategy. He approaches his job in the same manner, ultimately delivering a plan for lending success.

Andrew Smarsh Loan Review Officer Serving BBOK customers since 2017
Andrew’s ingrained fondness for numbers led to the start of his tenured banking career. With his diligent and contemplative demeanor, he correlates a solid analysis to strong lending practices. He uses his analytical skill set to deliver sound, practical advice.
Outside of crunching numbers, Andrew looks forward to “Family Movie Night” every Friday with his wife and children.

Berin Lacevic
Relationship Manager
Merchant Processing
Serving BBOK customers since 2020
Knowledge seeking is Berin Lacevic’s superpower. He learned to speak English at age 13, when he was adopted by a family in Salina, KS after losing both parents to a civil war in Sarajevo, Bosnia. He learned the banking industry and importance of connecting with the community from his brother, Tom Wilbur. And he discovered the best way to deliver great customer care – take accountability, address needs head on and ultimately find a solution that solves problems – from his professional journey through banking, cybertechnology, prosthetics and payment solutions. Berin promises to use his superpower, in tandem with transparency and reliability, for the good of Kansas banks.
Administration

Teresia Morgan Executive Administrative Assistant Serving BBOK customers since 2020
Keen Resource

Rachel Walcher Administrative Assistant Serving BBOK customers since 2018
Cheerful Juggler
Bank Card

Sherry Beard Business Card Coordinator Serving BBOK customers since 2004
Inspired Leader

Abby Cranmer Bank Card CSR / Fraud Specialist Serving BBOK customers since 2015
Spark Plug

Lea Gubitz Bank Card Marketing Specialist Serving BBOK customers since 2011
Doting Professional

Joy Holden Settlement/Billing Representative Serving BBOK customers since 2005
Numbers Sage

Sandy Huxman Bank Card Debit Card / Operations Coordinator Serving BBOK customers since 2009
Doer Extraordinaire

Shasta Jenkins Customer Service Representative Serving BBOK customers since 2005
Astute Multitasker

Courtney Moses Bank Card CSR/Consumer Card Rep. Serving BBOK customers since 2020
Vibrant Ingenuity

Betty Nguyen Bank Card CSR Team Support Specialist Serving BBOK customers since 2002
Amateur Life Coach
Finance

Carrie Bray Finance Assistant Serving BBOK customers since 2020
Kind Ally

Tara Breault Accounting/HR Specialist Serving BBOK customers since 2014
Cheerful Ingenuity

Julie Lyman Investments Manager Serving BBOK customers since 2005
Intuitive Champion
Operations

Sharla Cook Account Manager Serving BBOK customers since 1998
Organization Fanatic

Ashley Snavely Electronic Banking Specialist Serving BBOK customers since 2016
Astute Collaborator

Megan Rush Electronic Banking Specialist Serving BBOK customers since 2018
Radiant Director

T.S. Stewart Operations Solutions Specialist Serving BBOK customers since 2006
Composed Troubleshooter
Loan Administration

Dennis Willey Loan Document Specialist Serving BBOK customers since 2005
Conscientious Workhorse
IT

Hans Lagnevall Network Security Analyst Serving BBOK customers since 2020
Security Focused

Derek Ratliff Systems Administrator Serving BBOK customers since 2019
Communicative Problem-Solver

Cade Snedden Backend Developer Serving BBOK customers since 2018
Challenge Seeker
Board Members

Robert Beymer Chairman/CFO/ Senior Trust Officer
The Kearny County Bank
Lakin

Calvin Coady President/CEO
Bankers' Bank of Kansas
Wichita

Mark Emley President/CEO
Kendall State Bank
Olathe

Michael Ewy CEO
Community State Bank
Coffeyville

Larry Fief Vice-Chairman of the Board - BBOK
President - The Bank of Tescott
Salina

Tim Matlack President/CEO
FNB Washington
Washington

Patricia Minard President/CEO/COB
Southwest National Bank
Wichita

Steven Niemack President/CEO
Stockgrowers State Bank
Maple Hill

Thomas Pruitt President/CEO
Peoples Bank & Trust Co.
McPherson

Michael Scheopner Chairman of the Board - BBOK
President/CEO - Landmark National Bank
Topeka

Brad Yaeger President/CEO
Legacy Bank
Wichita